What is the truck accident claims process?

Truck Accident Claims Process: Everything You Need to Know

When you get injuries from an accident involving a truck, it might be the right time to engage a personal injury lawyer to help handle the case. Some might be wondering, how is the truck accident claim process? Well, it is like any other claim you might have filed before. If you are not sure how to proceed, it is best to leave everything to a truck accident lawyer to handle.

Nevertheless, the process is not complicated. We discuss the truck accident claim process below to help you understand it better.

          Sign an agreement with your lawyer

When working with any lawyer, having a signed contract is crucial to show that you know the lawyer’s role in your case. Before signing any agreement, it is better to visit the lawyer’s firm to establish that it exists. Also, take your time to review the law firm to understand its reputation. The last thing you want is to be represented by a firm that has barely won any cases over the years.

Read the contract first and ask questions where you do not understand. Remember that the agreement will also detail the lawyer fee, any other expenses to expect, and method of recovering damages for your case.

          Only communicate with the other party through your lawyer

Once you have signed an agreement with your attorney, it is better to limit your communication with the other involved parties. If there is something they want to add to the case, let them go through your lawyer. Because it is a truck accident, it tends to have more parties involved in the case. Having someone who understands the legal jargon dealing with the whole process eliminates any blunders.

People who did not let their legal team handle their cases ended up with a lot less as their settlements. Learn from other people’s mistakes and communicate only through your lawyer.

          Investigation takes place

At this point, all the preliminary discussions have been done, and it is time for investigations to take over. The attorney will take your statement about the accident and determine what would be the best next step that involves investigations into the accident.

For the investigation to occur, a few things must be put into place. First, there will be the appointment of the qualified accident investigators to tour the crash site. The lawyers will review the police reports, medical records, and meeting the insurance adjusters where necessary.

It is during this stage that you get coaching on how to describe the accident best how you remember it accurately. This stage is likely to take some time, as it is better to be thorough with everything.

          Send a demand letter to the insurance company

With the investigations into the accident done, your truck crash lawyer will now have to draft your demands. The letter has to state how you were injured and the compensation that you expect the insurance company to deliver.

A demand letter is also a way of telling the insurers that they only get off the hook once they meet the terms in your letter.

          Out of court settlement or trial

Receiving the demand letter is one thing, and honoring it will be another. When the insurers get the letter, they have to analyze your demands based on the evidence presented to them. If the evidence is compelling and they find the demands reasonable, some insurance companies often opt to settle the claims out of court.

Sometimes, the insurers will write back to your lawyer with a counter-offer as a way of negotiating. The lawyer will try to get the best offer before opting for a trial if there is no proper settlement on the side of the insurance company.

          The trial

If your demands are not likely to be met, then going to trial often seems to be the best choice. Some insurers do not even want to negotiate. In such a case, a court trial would be ideal for you to get the right settlement for your injuries.

Do not let the trial step scare you as the majority of the cases are settled before this step. Also, the court will always listen to both sides and look at the evidence adequately before rendering their decision.

At the end of the whole truck claim process, you should feel satisfied with the compensation if you get the right amount. It would be best to always work with professional personal injury lawyers to get the right settlement for your case. 

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